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- Services
- Corporate Governance
- Investor Relations/ علاقات المستثمرين
- News
- Careers
- Contact Us
Mortgage
Mortgage
Mortgage Financing in Egypt: Unlocking Real Estate Opportunities
A mortgage is a specialized financing solution designed to facilitate the acquisition of ready-to-move real estate assets—whether residential, commercial, or administrative. It also serves as a strategic liquidity tool through sale-leaseback arrangements for pre-owned properties.
When you secure a mortgage, a financial institution provides up to 90% financing for residential units and 80% for commercial units, significantly reducing the need for upfront capital. In return, the borrower commits to repaying the loan in monthly installments, inclusive of interest, over a defined term. The financed property acts as collateral, ensuring both security and accountability.
In Egypt, mortgage financing empowers individuals, families, and corporations to become property owners without bearing the full purchase cost upfront. Instead, they can spread their payments over flexible tenor—typically 5, 7, or 10 years—tailored to their age and financial capacity.
Value for Real Estate Developers: Portfolio Acquisition Program
For real estate developers, mortgage solutions extend beyond traditional lending. Through the Portfolio Acquisition Program, developers can unlock the net present value of their receivables from delivered sold units on an installment basis. This innovative approach enhances liquidity, enabling reinvestment into new projects and driving sustainable growth.